Umbrella Insurance

For added peace of mind, ask us about a Personal Umbrella policy to shelter your assets.

Umbrella Insurance Coverage

Umbrella Insurance provides two types of coverage: defense costs and liability. Umbrella insurance coverage can include what primary insurance does not and other coverage beyond your set limits in existing policies.

You will remain covered in many situations with umbrella insurance if you are held liable for property damage, bodily injury, or personal injury. If you are found negligent in another person’s injuries or damage, your umbrella insurance policy will help cover any liability-related expenses.

Umbrella insurance coverage provides additional auto, home, boat, and renters insurance liability. You can easily apply one umbrella insurance policy to all the policies mentioned above if you have one.

However, umbrella insurance policies do not cover physical property damage. If you cause harm to another person’s home or car, it will not be covered by your umbrella policy.